Whether you’re a first-time buyer or an experienced homeowner, I’m here to guide you through every step of the buying process.
Buying a home with Stacy Lokuta means working with a seasoned expert who has over 25 years of experience in real estate and financing. Her deep knowledge of the Bay Area market and commitment to personalized service ensure a smooth and informed buying process, whether you’re a first-time buyer or an experienced investor.
What sets Stacy apart is her dual expertise in real estate and home loans. She not only helps you find the ideal property but also offers tailored financing solutions. Her dedication to understanding your unique goals makes her the trusted choice for achieving your real estate dreams.
During the home buying process, we'll work together as a team. I will start by discussing your preferences and financial readiness. I highly recommend you start by speaking with a lender to get pre-approved for a mortgage. This not only saves time and energy but also shows sellers you're a serious and well-qualified buyer, giving you an edge in competitive markets.
I have strong connections with local lenders and can offer you a list of our trusted partners to contact. By sharing your financial details with your chosen lender, including income, savings, and debts, you will begin the pre-approval process. They will guide you through financing options, monthly payment estimates, and provide insights on down payment and closing costs.
This is the exciting part everyone looks forward to – discovering your dream home. I'll leverage my resources to present every home that fits your criteria, including off-market and upcoming listings. I'll consistently offer objective information, covering community insights and property specifics, ensuring we explore options ranging from brand new construction to fixer-uppers until we find the perfect home for you.
Once you've identified your dream home, I'll research recent comparable sales in the area to help us make competitive offers. I will collaborate to submit an offer that matches your requirements and budget.
The closing process for real estate transactions can be complicated with many moving parts, documents and individuals to coordinate with. As your real estate agent, I will assist you in ensuring that all appropriate contract forms are filled out correctly, negotiate on your behalf to secure the best terms during the offer process thru to closing, and that all information is current, accurate, and consistent on all documents. This is a crucial aspect of the closing process, as any discrepancies, inaccuracies, or missing information can cause delays or additional costs. I will work diligently to ensure that everything runs smoothly, and the closing process is completed successfully.
With our knowledge of the local real estate market and our commitment to exceptional service, I can provide you with personalized attention and support throughout the home buying process. I offer agent specific market insights, access to property listings, and negotiation skills to ensure favorable results. Rest assured that I will handle all the paperwork and connect you with trusted professionals to simplify your home search. My core values include offering impartial advice and advocating for your interests while addressing transaction challenges to get you to the closing table.